Sweep Account Configuration

Put Excess Funds to Work. Automatically.

Sweep automation makes it easy to for your businesses to optimize liquidity, earn more, and protect deposits.

Join our 70+ clients who are already capturing deposits and saving time with Tru Treasury

Maximize Interest Earnings

Automatically move excess balances into high-yield accounts, helping your businesses earn more on idle cash.

Simplify Liquidity Management

Real-time automation keeps accounts within target ranges—no spreadsheets, no manual transfers, no stress.

Strengthen Relationships

Sweep builds loyalty and deepens relationships by offering smarter tools for managing cash.

Turn Deposits Into a Competitive Advantage.

With Sweep, your institution becomes the smarter, safer choice for business banking.

Attract High-Value Business Accounts

Sweep isn’t just a nice-to-have—it’s a growth tool. Today’s businesses are cash-conscious, risk-aware, and expect sophisticated solutions from their banking partner.

Smart Target Balance

Keep your operating account right where it should be. Any balance above (or below) a set target is automatically swept into an interest-bearing account or back to operating. Simple, smart cash flow control.

Interest-Bearing Sweep

Grow idle cash with minimal effort. Funds above a chosen threshold are moved into high-yield accounts, so every dollar works harder for your business members or clients.

Insured Deposit Sweep

Provide extended deposit insurance coverage by spreading funds across a network of partner institutions. A powerful solution for businesses holding large balances, backed by FDIC protection.

What Our Clients Say

The Tru Treasury team consistently goes above and beyond in providing support for our members and business team. Your expertise has made you a pleasure to collaborate with on multiple projects. In addition to assisting with our treasury products, Tru Treasury has also played a crucial role in helping us with audits.

Rebecca Emory, Business Account Manager

Set it. Forget it. Let Sweep handle the rest.

See how Sweep empowers your financial institution to deliver modern treasury solutions—automated, intelligent, and member-first.

1. Choose Your Sweep Type

Select the right Sweep product for your business members—Target Balance, Interest-Bearing, or Insured Deposit.

2. Set Parameters

You or your members define target balances, thresholds, and linked accounts—just once. We’ll take it from there.

3. Automate Transfers

Sweep runs automatically behind the scenes, transferring funds daily based on your set rules and balances.

4. Monitor & Optimize

Stay in control with clear reporting, real-time visibility, and support. Your members gain efficiency. You gain trust (and deposits).